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FIT Blog

benefits of townhouse

What is a Townhouse? If you are someone who desires to live in more of a “home” environment than offered in a typical apartment, a townhouse may be perfect for you. While you won’t have the large outdoor space and

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homeownership

It’s National Homeownership Month. It’s the perfect time to say how proud the FIT Agency team is to be a part of the industry that makes homeownership a reality for so many Americans, especially those here in New Jersey. “Homeownership

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settlement agent

Did you know that you have the right to select your own settlement agent? That’s right. If you’re purchasing a new home of if you are a homeowner who’s refinancing your existing home, you can select the settlement agent that

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digital mortgage solution

Technology has advanced to the point where the entire mortgage process – from application to close – can be fully automated. However, humans will still play an integral part in the process or at least they should, according to a

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mortgage applications

According to a new article on Forbes.com, one of the main reasons that mortgage applications are denied in the U.S. is high debt-to-income (DTI) ratios. Approximately one in four mortgage applications is turned down for this reason. Most mortgage lenders

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mortgage interest rates

Did you know that about a third of homeowners in the U.S. don’t know their mortgage interest rate? In a recent Bankrate survey, 29% of respondents either didn’t know or chose not to reveal their rates. This could be costing

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Man on the computer looking at houses

Millennials are having a big impact on the housing market right now, but what are some of the current millennial home buying trends? We’ve done our homework and come up with the following insights about millennials and home buying based

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Girl stressed biting pencil

Some housing markets are so competitive right now that homebuyers are resorting to desperate measures to secure the homes they want. Not only experts estimate that about one-third of homes now receive offers sight unseen, but buyers are also forgoing

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tips improving home mortgage rates

Fannie Mae notified lenders earlier this month that they can assist homebuyers with closing costs for GSE-backed mortgages. Lenders can begin helping homebuyers immediately; however, the provided funds cannot exceed the amount of closing costs and pre-paid fees and cannot

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New Jersey skyline with water

Want to learn more about some of the most affordable New Jersey home markets right now? A recent article in NJ.com does a terrific countdown f the 15 housing markets that offer homebuyers the best bargains. Haddon Township in Camden

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