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The Day Of Closing

What to expect on the day of closing

The process of purchasing a property is long and includes many steps. Once the seller accepts the buyer’s contract, the only substantial step that remains is the closing, or the settlement as its called in some regions.

The closing is the point in time when the title of the property is actually transferred to the buyer. It is also the point in time when a mortgage, or deed of trust, is finalized between the buyer and the lender.

You will sign a number of documents, all of which will be explained to you buy your FIT settlement agent.

After this exchange of signatures and document, the buyer is finished and the settlement agent handles disbursement: sending the closing funds to all appropriate parties. You get the keys and you are done! Welcome to home ownership!

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